💡 Feel Like Your Money Disappears Before You Even Touch It? 💡

How to Stop Feeling Broke and Start Building Wealth—Without Changing Your Job or Hustling Harder

13Money™ WU - Wealth Shift free micro-course shows you how to plug the money leaks, start stacking wins, and build real momentum with what you already make—no budget headaches, no fluff.

KEEP MORE | BUILD WEALTH | LIVE FREE

Think You Know Where Your Money’s Going?

Most people don’t realize where their money’s actually going. This quiz uncovers the #1 money leak silently draining your wallet.—so you can start building real wealth today.

Take the 60-Second, 7-Question Quiz That Uncovers Your Biggest Money Leak

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YOU’RE DOING EVERYTHING RIGHT—SO WHY AREN'T YOU GETTING AHEAD?

You’ve tried to budget, save, and be responsible with money—so why does it still feel like you’re stuck? It’s not your fault—you just never got the right system.

If you’ve ever thought, “I should be further along by now,” yet your bank account never seems to grow. You’re not alone.

You’ve checked all the boxes:

✅ You Work hard.

✅ You try to save.

✅ You budget when you can.

But somehow, your bank account never seems to reflect all that effort.

So...Where Does All Your Money Even Go?

Maybe it’s small purchases adding up.
Maybe it’s hidden fees draining your balance.
Or maybe it’s habits you’ve never questioned.

💡 The truth is, the financial game is rigged—and nobody ever taught you how to win.

❌ Not in school.
❌ Not at home.
❌ And now?

You’re stuck in a cycle:

❌ You make money, but it disappears before the month ends.
❌ You try to save, but something always comes up.
❌ You know you
should budget, but it never seems to work.
❌ You feel like you’re just surviving—not getting ahead.


Here’s What They Never Told You…

Wealth isn’t about how much you make—it’s about how much you keep. But without a simple system, wealth will always feel out of reach.

That changes today.

You don’t need to make more money—you need to learn how to keep more of what you already make.


Wealth Shift is your first step toward:

✅ Plug money leaks that keep you stuck

✅ Smarter moves with what you have

✅ Building real financial confidence—without overcomplicating it


This isn’t about budgeting or cutting back on what you love.

It’s about learning how to make your money work for you—so you can finally start building wealth on your terms.


If you’re ready to break free from money stress, this is where you start.

KEEP MORE | BUILD WEALTH | LIVE FREE

Your Wealth Won’t Build Itself—But You Can.

Stop Putting Off The One Move That Can Change Everything

You already know you should be doing better with money. But waiting until you “make more” or “have time to figure it out” just keeps you stuck in the same cycle.

This free micro-course is built for real life—and it can shift your mindset, habits, and bank account by your second paycheck.

Don’t wait for the perfect moment. Start making progress today—even if you feel behind.

KEEP MORE | BUILD WEALTH | LIVE FREE

KEEP MORE | BUILD WEALTH | LIVE FREE

Hey, I’m Ra-El Bey™ (Ray). I Had to Figure This Out The Hard Way.

I know what it’s like to feel stuck, to want more for your finances but not know where to start. I’ve been there.

Like most people, I didn’t grow up with a wealth-building blueprint. I had to learn through trial and error—navigating setbacks, breaking bad money habits, and figuring out what actually works.

That journey led me to create 13Money™ WU, a 4-tier system designed to help you keep more, build wealth, and start to truly live free—without feeling overwhelmed in the process.

Wealth Shift is the starting point I wish I had decades ago, and I’m giving you the first actionable step for free.

Let’s get you on track.

KEEP MORE | BUILD WEALTH | LIVE FREE

KEEP MORE | BUILD WEALTH | LIVE FREE

I Know I Should Be Doing Better With Money… But I Don’t Know Where to Start.

You’re not behind. You’re not broken. You’re just missing a system that makes sense for you.

Most people feel like they suck with money because everything they’ve tried was built for people who already have it. Wealth Shift is different. It’s designed for real life—starting at zero, trying to build momentum.

Here are just a few real wins you’ll learn how to create—without a raise, a side hustle, or a spreadsheet addiction:

  • How to finally stop saying “I’ll figure it out next paycheck”
  • How to go from constantly overdrafting to stacking small wins
  • How to shift from surviving to actually building your net worth
  • How to set up a simple system to see where your money actually goes
  • How to stop the “make → spend → regret → repeat” loop
  • How to separate your needs from your noise (without guilt)
  • How to make moves with money even if you’re still healing your relationship with it
  • How to stop lowkey avoiding your bank account
  • How to save on purpose, not by accident
  • How to start building wealth even when $250 feels like a stretch

Fact is, you don’t need a $10K/month income to start building wealth.

You just need a clear plan to manage what you already have.

KEEP MORE | BUILD WEALTH | LIVE FREE

Ready to Keep More, Build Wealth & Live Free?

No Gimmicks. No Fluff.

Click The Button Below, Get Instant Access, and Go From Stuck In A Cycle To Building Your Financial Foundation By The Time You Receive Your Second Paycheck

KEEP MORE | BUILD WEALTH | LIVE FREE

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